Meet the Team

John Krumpotich - President and Founder

John grew up in Frederick County, MD. During his high school years he was very active in sports, farming, and classic cars. Upon graduation he attended Susquehanna University in Selinsgrove, PA. During his college years he became interested in finance, especially farm and business planning. He also worked behind the scenes of his father's dental practice for a number of years. He and his family currently reside in Washington County, MD.

John opened Water Street Financial LLC in 2013. John began his career in 2004 with Legg Mason Wood Walker, INC. His focus is on his client's financial needs, and he takes a detailed approach in crafting a plan to help meet their goals. He is Series 7, 66 registered and L&H insurance licensed.


Neil Crowell - Financial Strategies Designer

Neil joined the Water Street Team in October 2013 as a Financial Strategies Designer. He works with each of our Advisers to analyze the unique circumstances of clients and develop custom solutions for their financial planning needs. He assists with all aspects of the planning process, including retirement planning, investment portfolio analysis, insurance planning and design, tax strategy*, college funding plans, and estate planning.

Neil began his career as an auditor at Ernst & Young in Harrisburg, PA and then moved back to his hometown of York, PA to continue his accounting career at Stambaugh Ness, a regional CPA firm. During his time in public accounting, Neil focused on helping clients in the financial services industry, including banks, credit card companies, tax collection agencies, and trust companies. To transition from the accounting industry, he obtained his insurance licenses and also his Series 7 and Series 66 Registrations, and he is now an Investment Adviser Representative with Voya Financial Advisors.


Neither Voya Financial Advisors nor its representatives offer tax or legal advice.  Please consult with your tax and legal advisors regarding your individual situation.