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4 West Water Street
Smithsburg, MD 21783

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Phone: 301-824-5123

Fax: 301-824-5124

The Value of a Bond

How interest rate changes influence bond prices.

Investment adviser representative and registered representative of, and securities and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC)

Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.

Securities and Investment Advisory Services offered through Voya Financial Advisors, Inc. Member SIPC. Water Street Financial LLC is not a subsidary of nor controlled by Voya Financial Advisors, Inc.

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